Salary: $80,000–$95,000
Our client is seeking an experienced Non-QM Underwriter to join their team and underwrite complex loan products including Bank Statement, DSCR, Foreign National, ITIN, and Asset Depletion loans. This is a high-volume, fully remote role. To be considered, candidates must have been actively underwriting Non-QM loans within the past 11 months .
Underwrite Bank Statement, DSCR, Asset Depletion, and other Non-QM loan types in accordance with investor and company guidelines
Review income, credit, and asset documentation to assess risk and loan eligibility
Collaborate with loan officers, processors, and other stakeholders to obtain documentation and clear conditions
Ensure all files meet regulatory, investor, and company standards before issuing approval or denial
Maintain accuracy and efficiency while working through a high-volume pipeline
Stay current on changes to Non-QM products, compliance rules, and underwriting trends
Offer guidance to junior underwriters and contribute to team-wide quality standards
Must have been employed as a Non-QM Underwriter within the past 11 months
Minimum of 3 years of recent direct experience underwriting true Non-QM loans
Strong knowledge of Bank Statement, DSCR, and Asset Depletion programs
Detail-oriented with the ability to manage time and workflow effectively
Excellent communication and decision-making skills
Must reside and work in Eastern, Central, or Mountain Time Zones
If your experience aligns with our client’s needs, one of our recruiters will be in touch. Please keep an eye on your voicemail and spam folder, as we often reach out by phone and email.
Due to high application volume, we’re not always able to respond individually to every applicant. If you don’t hear from us, please know we truly appreciate your interest and encourage you to continue checking our website for future openings.
Please note: We do not set the requirements for this role. All criteria are determined by our client and must be followed as outlined.
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